Types of Social Welfare Systems: A Comprehensive Guide for Social Work Students

Question 1

Which characteristic is central to the Beveridge model of social welfare?

Accepted Answer

Providing universal benefits to all citizens

Answer

Providing benefits based on individual income

Answer

Government funding for healthcare

Answer

Encouraging voluntary insurance schemes

Question 2

Which of the following is a defining principle of the Beveridge Report's welfare system?

Accepted Answer

Universal coverage and uniform benefits regardless of income

Answer

Means-tested benefits and contributions based on income

Answer

Voluntary insurance and reliance on private provision

Answer

Last-resort safety net and residual welfare approach

Question 3

What is the primary source of funding for the National Health Service (NHS) in the United Kingdom?

Accepted Answer

General taxation through government revenue

Answer

Mandatory contributions through National Insurance

Answer

Private health insurance premiums paid by individuals

Answer

Local government grants and allocations

Question 4

Which of the following is a key advantage of the social insurance model?

Accepted Answer

Comprehensive coverage and protection against various risks

Answer

Promotion of individual responsibility and work incentives

Answer

Reduction of stigma and dependency associated with welfare

Answer

Stimulation of economic growth and productivity

Question 5

What is the primary objective of the Means-Tested Benefits system in the UK?

Accepted Answer

Provision of financial assistance to individuals and families in financial hardship

Answer

Reduction of income disparity and alleviation of poverty

Answer

Encouragement of employment and self-sufficiency

Answer

Funding of universal healthcare and education services

Question 6

What is the fundamental distinction between a universal welfare system and a selective welfare system?

Accepted Answer

Universal systems provide benefits to all citizens, while selective systems only provide benefits to those in need.

Answer

Universal systems are funded through general taxation, while selective systems are funded through contributory payments.

Answer

Universal systems offer a higher level of protection than selective systems.

Answer

Selective systems are less likely to foster a sense of dependency.

Question 7

Which core principle of the Beveridge model of social welfare emphasizes entitlement to benefits for all citizens, regardless of their employment status or income?

Accepted Answer

Universal entitlement

Answer

Selective provision

Answer

Individual responsibility

Answer

State intervention

Question 8

What fundamental distinction between the Bismarckian and Ghent systems of social welfare lies in the basis for benefit provision?

Accepted Answer

Bismarckian: work history; Ghent: universal entitlement

Answer

Bismarckian: employer-funded; Ghent: state-funded

Answer

Bismarckian: cash benefits; Ghent: social services

Answer

Bismarckian: mandatory participation; Ghent: voluntary

Question 9

Which service provision model is typically associated with developmental social welfare systems and emphasizes community-based support and empowerment?

Accepted Answer

Community-based services

Answer

Institutional care

Answer

Cash transfers

Answer

In-kind benefits

Question 10

Which feature is NOT associated with the Beveridge model of social welfare?

Accepted Answer

Income-based eligibility

Answer

Universal coverage

Answer

Flat-rate benefits

Answer

Contributory funding

Question 11

The theory of 'social citizenship' is most closely linked to which type of social welfare system?

Accepted Answer

Universalist

Answer

Residual

Answer

Institutional

Answer

Liberal

Question 12

In the United Kingdom, which of the following is a primary source of funding for social welfare?

Accepted Answer

General taxation

Answer

Private insurance

Answer

Charitable donations

Answer

User fees

Question 13

'Decommodification' of social welfare refers to the extent to which:

Accepted Answer

Social welfare benefits are provided unconditionally

Answer

Social welfare benefits ensure a decent standard of living

Answer

Social welfare benefits carry stigma

Answer

Social welfare benefits are subject to taxation

Question 14

In the context of social welfare, 'social justice' refers to:

Accepted Answer

Ensuring equal opportunities for individuals to thrive

Answer

Redistributing resources from the wealthy to the poor

Answer

Punishing individuals who violate the law

Answer

Promoting individual freedom

Question 15

Which of the following accurately describes the main characteristics of the Beveridge Report?

Accepted Answer

It proposed a comprehensive welfare system based on universal provision of benefits and contributory insurance.

Answer

It emphasized providing assistance only to those in extreme need.

Answer

It focused on encouraging individuals to take responsibility for their well-being.

Answer

It advocated for a privatized social welfare system.

Question 16

What is the underlying principle that guides residual social welfare systems?

Accepted Answer

Providing assistance primarily to those who cannot support themselves due to specific circumstances.

Answer

Guaranteeing a minimum level of support to all citizens regardless of their circumstances.

Answer

Encouraging individuals to rely on private insurance and savings for their well-being.

Answer

Eliminating all forms of social welfare programs.

Question 17

In the United Kingdom, what is the primary source of funding for social welfare programs?

Accepted Answer

General taxation levied on citizens and businesses.

Answer

Private insurance premiums paid by individuals.

Answer

User fees charged for specific services.

Answer

Charitable donations from private organizations.

Question 18

Which characteristic accurately describes a Beveridgean welfare system?

Accepted Answer

Universal entitlement to social welfare benefits

Answer

Eligibility for benefits based on means-testing

Answer

Emphasis on private insurance schemes

Answer

Extensive reliance on social assistance programs

Question 19

Which type of social welfare system places primary emphasis on individual responsibility and free market principles?

Accepted Answer

Residual

Answer

Bismarckian

Answer

Universalist

Answer

Social democratic

Question 20

What is a primary distinction between decentralized and centralized social welfare systems?

Accepted Answer

Level of autonomy granted to local authorities

Answer

Target population

Answer

Range of benefits offered

Answer

Origin of funding

Question 21

What is the primary purpose of stigma reduction programs in the context of social welfare?

Accepted Answer

To ameliorate negative attitudes toward social welfare recipients

Answer

To enhance the operational efficiency of social welfare programs

Answer

To expand the availability of social welfare benefits

Question 22

Which characteristic is central to a social investment approach to social welfare?

Accepted Answer

Emphasis on early intervention and preventative measures

Answer

Stricter eligibility criteria for social welfare benefits

Answer

Reduced government expenditure on social programs

Question 23

Define the concept of social citizenship in relation to social welfare.

Accepted Answer

The entitlement of individuals to access social welfare benefits based on their citizenship

Answer

The obligation of citizens to contribute to social welfare programs

Answer

The role of social welfare in promoting social inclusion

Question 24

In the context of social welfare systems, what is the primary role of social workers?

Accepted Answer

Advocacy for social justice and provision of support to individuals and families

Answer

Evaluation of the effectiveness of social welfare programs

Answer

Design and implementation of social welfare policies